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Dear Sales Partners,

I want to update you on the events of this week and provide you with information about our organization.

As you may have heard, Tuesday evening, the Federal Reserve Bank agreed to provide AIG with a two year secured revolving credit facility for $85 billion to help AIG with its short term liquidity needs. With this credit facility in place, AIG will have the ability to review its businesses with an eye toward improving results, reducing its risk profile and protecting its capital.

And with all that has happened in recent events, AIG’s current ratings either meet or exceed the industry standards.

It is important to note that the underwriting companies within AIG Benefit Solutions® maintain sufficient capital to meet the obligations of policyholders. And you should remain confident that
AIG Benefit Solutions has the resources to meet our current and future financial commitments to our customers.

The ongoing operations of our organization remain sound. It is my firm belief that our business will continue to operate, grow and lead in this marketplace.

Please see the attached for more details about our current situation and some highlights of our organization.

Thank you for your trust, and please call me directly at (732) 922-7524 or (800) 548-4672 if I can answer questions that you may have.